Chris Lamm Mortgage

Housing, Rates and the Fed

Navigating the real estate terrain as we approach 2024 can be daunting, but this is the compass you need to steer through the uncertainties of the housing market.

With a keen eye on the shifting sands of mortgage rates, housing affordability, and smart financial strategies, I am here to empower the next wave of homebuyers between the ages of 20 and 40 who are currently standing at the crossroads of indecision due to the fluctuating market conditions.

This period of adjustment in the market, marked by cooling trends and rising interest rates, is more than a momentary phase. It’s an opportune time for astute buyers to capitalize on. Our latest podcast episode delves into mortgage trends and housing affordability, providing you with comprehensive insights that go beyond mere statistics. We tackle the essentials of homeownership in regions susceptible to natural events, like Florida and California, ensuring you’re equipped with knowledge on all fronts, including homeowners insurance.

Today’s economic pressures, underscored by increasing credit card debts and static incomes, may seem daunting. However, they present the perfect stage for negotiating improved salaries and managing debts wisely. As the 2024 elections approach, bringing potential market fluctuations, I emphasize the importance of being well-informed and decision-ready.

Our strategic discussions are designed to clear the fog, offering actionable advice whether you’re contemplating buying, selling, or waiting. Though the market’s future may be uncertain, being financially prepared and informed is a certainty you can bank on. We’re here to ensure that when mortgage rates adjust favorably, you’re positioned not just to act but to excel.

As always, we’re just a phone call away, ready to answer your questions and provide guidance as you navigate the ever-changing real estate landscape. Stay tuned for more updates, and enjoy a fantastic Holiday Season!

Questions? Contact Chris Today!

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Chris Lamm

Contact Chris LammYour local Redding mortgage professional
970 Executive Way
Redding, CA 96002
Phone: 530-282-1166
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