From The Desk Of Chris Lamm, Happy May! This month I wanted to talk about today’s market conditions and what they mean for current homebuyers, as well as cover all the different options in financing and homebuying that are available. As always feel free to reach out to me if you have ANY questions. Have […]

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Just because you can find information about mortgage interest rates online, doesn’t mean the rate you see will apply to your home loan application. Remember, there are many factors that can influence your individual rate and closing costs. What’s more, most people tend to think of the mortgage rate but not the annual percentage rate […]

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Your credit score plays a critical role in your ability to qualify for a mortgage. In fact, most lenders looking for a FICO score of at least 700 and above before pre-approving your loan application. Having a lower credit score doesn’t necessarily mean your loan application will get rejected, but you may be saddled with […]

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From The Desk Of Chris Lamm, Happy April! This month I wanted to bring it back to the basics and educate on what it takes to get pre-approved. If you have any questions or were interested in seeing what you qualify for, don’t hesitate to reach out! Have a GREAT month, Chris Lamm CASH, CREDIT, […]

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For most people, a home is the single largest investment they’ll ever make in their lives. The vast majority of today’s homeowners buy a home through mortgage financing, which can be tricky if you’re not sure how it works. With all the documents, factors, and requirements that go into applying for a mortgage, it can […]

Posted in Home Loans in Redding, Homepath in redding, Homepath Loans in redding, Mortgage Rate Updates, Redding Home Loans, Redding Homepath loans, Redding Mortgage, Redding Mortgage Company, Redding Mortgage News | Comments Off on 4 Common Mortgage Mistakes that Could Sabotage Your Dream of Home Ownership