From The Desk Of Chris Lamm @ Commerce Home Mortgage Happy June! I hope everyone is enjoying their summer! It is no secret that rates are rising, as you can see in the graphic below, interest rates have started on an upward trajectory and are expected to continue to rise. What does this mean for […]

Posted in Video Blog | Tagged , , , , , , , , , , , , , , | Comments Off on Chris Lamm- Redding Mortgage Lender | June 2018 Market Update

From The Desk Of Chris Lamm, Happy May! This month I wanted to talk about today’s market conditions and what they mean for current homebuyers, as well as cover all the different options in financing and homebuying that are available. As always feel free to reach out to me if you have ANY questions. Have […]

Posted in Video Blog | Tagged , , , , , , , , , , , , , , | Comments Off on Chris Lamm- Redding Lender | May 2018 Update

Just because you can find information about mortgage interest rates online, doesn’t mean the rate you see will apply to your home loan application. Remember, there are many factors that can influence your individual rate and closing costs. What’s more, most people tend to think of the mortgage rate but not the annual percentage rate […]

Posted in Home Loans in Redding, Miscellaneous, Mortgage Rate Updates, Redding Home Loans, Redding Mortgage, Redding Mortgage Company | Comments Off on 4 Common Questions About Mortgage Interest Rates

Your credit score plays a critical role in your ability to qualify for a mortgage. In fact, most lenders looking for a FICO score of at least 700 and above before pre-approving your loan application. Having a lower credit score doesn’t necessarily mean your loan application will get rejected, but you may be saddled with […]

Posted in Home Loans in Redding, Miscellaneous, Redding Home Loans, Redding Mortgage, Redding Mortgage Company, Redding Mortgage News | Comments Off on 4 Ways to Safeguard Your Credit Before Applying for a Mortgage

From The Desk Of Chris Lamm, Happy April! This month I wanted to bring it back to the basics and educate on what it takes to get pre-approved. If you have any questions or were interested in seeing what you qualify for, don’t hesitate to reach out! Have a GREAT month, Chris Lamm CASH, CREDIT, […]

Posted in Video Blog | Tagged , , , , , , , , , , , , , | Comments Off on Chris Lamm- Redding Lender | April 2018 Market Update