Do you ever see those ads for online lenders or bank mortgages? Let me tell you the reasons why going with a personal lender instead, like myself, will not only save you time but money. This is valuable information that can really save a lot of folks out there from the pitfalls of other lenders. […]

Posted in Video Blog | Comments Off on Chris Lamm: Redding Mortgage Lender | September Market Update | Why You Shouldn’t Go With an Online Lender or Bank

People often ask me about mortgage insurance. This month, I’m bringing you good news about the mortgage rates and a quick overview of how you can get mortgage insurance removed from your mortgage so that you can enjoy a lower house payment. Mortgage insurance doesn’t just automatically go away on its own—you’ll need to talk […]

Posted in Mortgage Rate Updates | 3 Comments

This month, I’m updating you on current interest rates and expected trends throughout this year. Even though interest rates are slightly up, they’re still around four percent, which is a good rate. They are expected to increase throughout the year so now is still the best time to buy a home. Talk to us about […]

Posted in Mortgage Rate Updates | Comments Off on Chris Lamm: Redding Mortgage Lender | July Market Update | Current Interest Rates

Video Transcription “Hi! Chris Lamm with Commerce Home Mortgage. This is the Market Update for the month of June. Thank you guys for checking out this Market Update. I want to cover three topics. Of course, we always talk about mortgage rates and what they are doing. In the last seven or eight weeks, mortgage […]

Posted in Video Blog | 2 Comments

In this update, I crunch some numbers on buying versus renting. You’ll be surprised to find out how much you can save by buying! I also talk about the current housing inventory and interest rates and give my estimates on the market outlook over the next 12 months. Now is the time to think about […]

Posted in Video Blog | Comments Off on Chris Lamm: Redding Mortgage Lender | May Market Update | Buying vs Renting