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Half of America Refinanced in 2020! – January 2021 Mortgage Market Update
Posted Tuesday January 12, 2021 in Uncategorized 🎉  New Year! 🏡  New Home? January 2021 Mortgage Market Update 💰 Buy NOW or Buy Later? Pros and Cons of Putting 20% Down vs. Paying Mortgage Insurance. One of the top questions I was asked in 2020 was, “Should I wait and save to put more money down when purchasing a home, or…

Explaining Some Common Mortgage Programs
Posted Saturday January 9, 2021 in Mortgage

When you get a mortgage in Redding, CA, there are several options you can choose from, including FHA, VA, and USDA mortgages. The one you select will determine how big a down payment you’ll need, what credit score you should have and all the other requirements you’ll need to meet. But choosing the right mortgage product…

Preparing Your Redding, CA Home for Winter
Posted Saturday January 2, 2021 in Home Improvement

Cold weather is officially here, and you'll likely want to ensure that your Redding, CA home is ready to deal with the ice, snow and cold temperatures. Just because everything seems to be in good shape now doesn't mean that you won't experience any problems over the course of the winter. Here are some repairs and…

Fannie Mae & Freddie Mac Increase Conforming Loan Limits For 2021
Posted Wednesday December 23, 2020 in Mortgage

The Federal Housing Finance Agency announced a new baseline conforming loan limit for Fannie Mae and Freddie Mac in 2021: $548,250. This is a 7.5% increase from 2020’s limit of $510,400 and marks the fifth consecutive year of increases from the FHFA. In 2016, the FHFA increased the Fannie and Freddie conforming loan limits for…

Simple Organization Tasks You Can Do In Minutes
Posted Wednesday December 16, 2020 in Home Improvement

When was the last time you smiled with pride upon opening a cleaned-up junk drawer or closet? If you can’t recall ever having this feeling, it’s time to hit these hot spots. In fact, it’s smart to tackle organization projects now, since you’re probably spending a lot of time at home anyway, because COVID-19 is…

Best Practices For Recycling
Posted Wednesday December 9, 2020 in Home Improvement

As good as your intentions are for the environment, you may be doing more harm than good if you’re unaware of the most common recycling rules. For example, not every piece of plastic, cardboard, or aluminum belongs in the bin. One of the biggest misconceptions is that an item is recyclable if it has the…
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