Chris Lamm Mortgage
A Whole New Credit Score Is Coming

A Whole New Credit Score Is Coming
Posted Monday March 11, 2019 in Mortgage

Chances are good you know all about  your credit score. Also called a FICO score, this magical number is a major factor in many financial transactions, including qualifying for a mortgage and renting apartments in Redding, CA. In October 2018, the Fair Isaac Corp. (the creators of FICO) announced a whole new scoring method called the UltraFICO.…
Things You Should Know Before Applying for a Mortgage

Things You Should Know Before Applying for a Mortgage
Posted Monday January 7, 2019 in Mortgage

Unless you’re sitting on a ton of cold, hard cash, you’re going to need a mortgage to buy a home in Redding, CA. Unfortunately, you can’t just show up at a bank with a checkbook and a smile and get approved for a home loan—you need to qualify for a mortgage, which requires some careful planning.…
Fannie & Freddie Raise Conforming Loan Limits

Fannie & Freddie Raise Conforming Loan Limits
Posted Tuesday November 27, 2018 in Mortgage

After not increasing the maximum conforming loan limits on mortgages to be acquired by Fannie Mae and Freddie Mac for 10 years, the Federal Housing Finance Agency has now increased the conforming loan limit for the third straight year. The FHFA announced Tuesday that it is increasing the conforming loan limit for Fannie and Freddie…
How Much Home Can I Qualify For?

How Much Home Can I Qualify For?
Posted Monday November 26, 2018 in Mortgage, Real Estate

Most new home buyers in Redding, CA are caught in a weird spot when they decide to buy a home. They want to know what kind of houses they could buy, but need to know, “How much mortgage can I qualify for?” Fortunately, there’s an easy way to get a ballpark figure so you can start…

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Chris Lamm

Contact Chris LammYour local Redding mortgage professional
970 Executive Way
Redding, CA 96002
Phone: 530-282-1166
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