Should I Buy a Single-Family Home or a Townhome?

Row of brick townhouses with home loans

When you’re deciding what type of home to buy, the options can seem overwhelming. Not only are you making a choice about where you want to live, but you’re also making choices about the kind of lifestyle you want to live—what neighborhood you’re going to be living in, what kind of school you want for […]

Completing Your Old House Renovation

old house being renovated

An old house can be anywhere from 20 years old to more than 100 years old. And America has lots of them. According to a survey conducted by HUD, the average age of American homes is around 37 years old. So your chances of finding and buying an older home are quite high. Fortunately, there […]

Chris Lamm: Redding Mortgage Lender | August Market Update | Mortgage Insurance

Chris Lamm Redding Mortgage Lender August 2017 Market Update - Mortgage Insurance

People often ask me about mortgage insurance. This month, I’m bringing you good news about the mortgage rates and a quick overview of how you can get mortgage insurance removed from your mortgage so that you can enjoy a lower house payment. Mortgage insurance doesn’t just automatically go away on its own—you’ll need to talk […]

5 Things You Need to Know About Reverse Mortgages

senior couple with reverse mortgage house in background

Reverse mortgages are loan options that are available to seniors aged 62 or older. These types of mortgages can be used to pay off debt; pay living expenses, medical expenses, or home renovations; or purchase a home. For older clients, reverse mortgages make it possible to maintain a reasonable standard of living, even if they’re […]