4 Common Questions About Mortgage Interest Rates

Just because you can find information about mortgage interest rates online, doesn’t mean the rate you see will apply to your home loan application. Remember, there are many factors that can influence your individual rate and closing costs. What’s more, most people tend to think of the mortgage rate but not the annual percentage rate […]

4 Ways to Safeguard Your Credit Before Applying for a Mortgage

Your credit score plays a critical role in your ability to qualify for a mortgage. In fact, most lenders looking for a FICO score of at least 700 and above before pre-approving your loan application. Having a lower credit score doesn’t necessarily mean your loan application will get rejected, but you may be saddled with […]

Chris Lamm- Redding Lender | April 2018 Market Update

From The Desk Of Chris Lamm, Happy April! This month I wanted to bring it back to the basics and educate on what it takes to get pre-approved. If you have any questions or were interested in seeing what you qualify for, don’t hesitate to reach out! Have a GREAT month, Chris Lamm CASH, CREDIT, […]

4 Common Mortgage Mistakes that Could Sabotage Your Dream of Home Ownership

For most people, a home is the single largest investment they’ll ever make in their lives. The vast majority of today’s homeowners buy a home through mortgage financing, which can be tricky if you’re not sure how it works. With all the documents, factors, and requirements that go into applying for a mortgage, it can […]

How to Future-Proof Your Next Home Purchase

When it comes to buying a new house, aside from appeal and how it makes you feel, you also need to consider whether the home you want to buy will appreciate – or depreciate – in value in the future. The last thing you want is to be saddled with a mortgage that’s more than […]