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Chris Lamm

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Is the Housing Market STILL Frozen?

Originally published

Watch the original video: IS THE HOUSING MARKET STILL FROZEN? #realestate

The Federal Reserve May Not be Cutting Rates 

Since the end of January, the Fed has been talking about lowering rates, and we’re hoping for the first reduction since 2022 this March. However, they’ve just said the data may not let them lower rates as much as we were hoping. They’re concerned about a double dip inflationary period, where if rates are dropped too fast, inflation will just bounce back to where it was before.

Redding Expected to be the Most Appreciating City in the Country 

This is obviously great news for any of us in Redding, but it raises some concerns for prospecting home buyers. With rates rising and prices staying stubborn over the past couple of years, there’s been a lot of people waiting to enter the market. Combine this with the rising prices of the most appreciating city in America, and it’s easy to see how you can get outpaced by the market.

The Cost of Energy is Out of Control 

In northern California PG&E just raised their prices %22, and it’s only going to go up from there. Thankfully, the government is stepping in and offering multiple paths for homeowners to increase their energy independence, and sidestep the monopoly on electricity. If you’re curious about any of these options, from solar and battery banks to entirely new roofs, get in touch with me and I’ll be happy to walk you through the process.

Reach Out.

If there is anything I can do for you or if you would like more information about the current market, please feel free to contact me. Stay tuned for more updates, and I hope you have a great February. Talk to you soon.

Rates and terms subject to change without notice. Not a commitment to lend. Not available in all states. This is not tax, legal, or financial advice. Consult a qualified professional for your specific situation.

Private lender. Not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.

Reverse mortgage borrowers must complete a counseling session with a HUD-approved counselor before applying. This material is not from HUD or FHA and has not been approved by HUD or any government agency.

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