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Chris Lamm

Article archive

Mortgage Article Archive: Page 2

Dated articles from the Redding Lender website, in their original publication order. Browse historical topics and follow the links to available articles.

These articles reflect their original publication dates. For current mortgage guidance, start with the resource guides. Page 2 of 16.

  1. How to Get a Mortgage When Your Spouse Owes Back Taxes or Is on an IRS Payment Plan

  2. Can a Non-Occupant Co-Borrower Who Lives in Another State Help You Qualify for a Mortgage?

  3. Qualifying for a Mortgage With Trust Distribution Income

  4. The Spring Market Shuffle: What Buyers and Sellers Need to Know Right Now

  5. How Mortgage Recasting Works in Redding: When a Lump Sum Payment Makes More Sense Than a Refinance for Lowering Your Monthly Payment

  6. Spring 2026: Why This Market Rewards Prepared Buyers

  7. How to Buy a Home in Redding When Your Spouse Has a Significantly Lower Credit Score

  8. How Buying a Home in Redding Affects Your Eligibility for Covered California, Medi-Cal, or ACA Premium Subsidies When You’re Self-Employed or Early RetiredHow Buying a Home in Redding Affects Your Eligibility for Covered California, Medi-Cal, or ACA Premium Subsidies When You’re Self-Employed or Early Retired

  9. How to Buy a Home in Redding When You Just Inherited Money or Property: Probate Timelines, Underwriting Rules, and Tax Basis Considerations

  10. How to Buy a Home in Redding When You Receive Most of Your Income as K-1 Distributions from an S-Corp or Partnership