Chris Lamm Mortgage

What's Your Home Worth?

Get your FREE, instant valuation now!

Get Home Value

Sold Reports

Get your FREE Sold Home Report for homes in your area!

Subscribe

Va loans in Redding CAVA loans are mortgage loans made by an approved lender, such as Chris Lamm: Redding Mortgage Lender, and guaranteed by the Department of Veterans Affairs. They are made available to eligible veterans, those currently serving in the military, and, in some case, their spouses. Redding VA loans make housing affordable for those who may not have been able to purchase houses otherwise.

What is a VA Loan?

A VA loan differs somewhat from a standard mortgage. Even though it is provided through a private lender, the federal government guarantees a portion of the principal. That means that the Department of Veterans Affairs backs the loan, so if the borrower defaults on it, the lender is protected. Borrowers who are eligible for a VA loan are permitted to have a small, or sometimes nonexistent, down payment and still get a mortgage. This is the biggest advantage of a VA loan. Be sure to ask Chris Lamm what the down payment requirements are when requesting a VA loan.

Eligibility Requirements

Some of the requirements for a VA loan are standard, as with any loan: good credit, enough funds for payments, etc. Another is that you must be eligible though your affiliation with the military. To see a full list of eligibility requirements, visit the Department of Veterans Affairs website. This site also answers many specific questions about the program.

When requesting a VA loan, you need a certificate of eligibility to show the lender. You can get this certificate through the Department of Veterans Affairs. Upon providing it to the lender, he can then help you navigate the process of applying.

Chris Lamm: Redding Mortgage Lender is prepared to help servicemembers, veterans, and eligible surviving spouses get VA loans in Redding. Contact him today to find out how you too can buy a home!

Get VA Loan Quote Now
Apply Loan Types About Us Questions?
X

Give us a call today @ 530-282-1166 or fill out the form below and we will follow up with you asap!

Chris Lamm

Contact Chris LammYour local Redding mortgage professional
970 Executive Way
Redding, CA 96002
Phone: 530-282-1166
Get Directions

NMLS#209221

X Chris Lamm Mortgage

If you have any immediate questions or concerns don't hesitate to give us a call @ 530-282-1166

0%

I agree to the following terms & conditions

I hereby certify that the information given in my submission is complete and correct and is given for the purpose of potentially obtaining a mortgage loan and/or financial services applied for.