Reverse mortgage borrowers must complete a counseling session with a HUD-approved counselor before applying. This material is not from HUD or FHA and has not been approved by HUD or any government agency.
Prepare for a reverse mortgage conversation before anyone sells you one.
This is an educational readiness check, not an automated qualification. It organizes the facts a HECM review and HUD-approved counseling will cover.
- No hard credit pull
- Nothing here touches your credit report. Self-reported answers only.
- About 2 minutes
- One question per screen. Skip nothing, finish fast.
- Human review available
- Request a Lamm Team review after the automated starting point.
Step 1 of 6No credit pull
How old is the youngest homeowner?
Answers stay here until you submit.Prefer to call?
Rather just talk it through?
Skip the quiz. A Lamm Team call answers most of it, and there is no obligation on the other side.
This educational readiness check organizes the age, occupancy, equity, property-charge, and goal questions used in a HECM review. It is not an automated qualification or approval. HUD-approved counseling is required before closing.