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Chris Lamm

Article archive

Cristy Contributor Archive: Page 4

Dated articles from the Redding Lender website, in their original publication order. Browse historical topics and follow the links to available articles.

These articles reflect their original publication dates. For current mortgage guidance, start with the resource guides. Page 4 of 12.

  1. Can You Use Future Rental Income for Your First Investment Property?

  2. How to Qualify for a Mortgage After a Short Sale or Foreclosure With Little Cash Reserves

  3. Using Life Insurance or 401(k) Loans for a Down Payment Without Killing Your Approval Odds

  4. Buying a Home With Recurring Bonuses or Profit Sharing

  5. When to Use a No Income Verification Mortgage: How DSCR, Asset Depletion, and Bank Statement Loans Compare

  6. Financing a Home That Needs a New Roof or Major Repairs

  7. Should You Pay Off Debt or Save for a Down Payment? A Loan Officer’s Honest Answer

  8. Qualifying for a Mortgage With RSUs or Equity Compensation

  9. What to Expect in Housing and Mortgage Rates Heading Into 2026

  10. Buying a Home With Deferred Student Loans