Investor bridge loans
A business-purpose bridge loan is short-term financing for an investment property while it is acquired, improved, leased, sold, or prepared for permanent financing.
Short answer
A business-purpose bridge loan is short-term financing for an investment property while it is acquired, improved, leased, sold, or prepared for permanent financing. The exit matters as much as the collateral. My team reviews the timing, cash needs, property condition, and refinance or sale assumptions before comparing available capital sources.
Who this is for
- Investors acquiring or repositioning a property
- Rental owners moving toward stabilized long-term financing
- Operators needing to compare sale and refinance exits
What it takes to qualify
- Property value, existing liens, acquisition or payoff needs
- Business purpose and a dated exit plan
- Liquidity, improvement costs, leases, and takeout financing assumptions
How it works with me
A process you can see the whole way through
Explain the goal
Start with the property, location, intended use, and timing. The short form carries this product into the team's review.
Review the evidence
Property value, existing liens, acquisition or payoff needs. Business purpose and a dated exit plan. Liquidity, improvement costs, leases, and takeout financing assumptions. Use the secure application for financial documents.
Compare actual options
The team checks current program requirements and complete costs before you choose whether to apply.
What to know before you decide
A planned refinance is not an approved refinance
A bridge loan can mature before the expected sale or permanent loan is ready. Test the future loan against realistic rent, debt service, property condition, seasoning, and lender requirements. Keep cash for delays and understand extension conditions before signing.
Compare the tradeoffs
Short duration can hide a high total cost. Compare points, interest, minimum interest, prepayment terms, extension charges, and closing costs against the actual expected holding period.
Rates and terms subject to change without notice. Not a commitment to lend. Not available in all states. This is not tax, legal, or financial advice. Consult a qualified professional for your specific situation.
Run your own numbers first
A generic calculator cannot establish eligibility for this program. Start with a documentation and property review.
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Investor bridge loans: common questions
Is this the bridge loan used to buy my next primary home?
No. This page covers business-purpose investment financing. A buy-before-you-sell plan for your personal residence needs a separate consumer-lending review.
Does the website check affect my credit?
No. The website assessment does not pull credit or approve a loan. It sends your answers to the team so the next conversation starts with your situation.
Fine-tune your Investor bridge loans plan
Send the property, purpose, timing, and numbers you already know. The email opens prefilled for this Investor bridge loans page so the review starts in the right lane.
Business-purpose and investor loans (including DSCR) are available in 40+ states.